Y
Alternatives to YNAB
Subscription budgeting app based on zero-based budgeting.
Open Source Alternatives to YNAB
A
Actual Budget
Privacy-focused budgeting app with local-first data and optional sync server.
Direct replacementOffline CapableDesktopSelf-HostableOpen SourceWebFinanceNo Tracking
F
Firefly III
Self-hosted personal finance manager with budgeting, reports, and bank import.
Direct replacementSelf-HostableOpen SourceWebFinanceNo Tracking
G
GnuCash
Free double-entry accounting software for personal and small business finance.
Direct replacementLinuxOffline CapablemacOSDesktopWindowsOpen SourceFinanceNo Tracking